Q1: FILL IN THE BLANKS:
In the following sentence there are two blank spaces. Below each five pairs of words have been denoted by numbers (1), (2), (3), (4) and (5). Find out which pair of words can be filled in the blanks in order to make a meaningful sentence:
Football evokes a ________ response in India compared to cricket, that almost _____the nation.
(1) magnifying, manipulates
(2) fascinating, forbids
(3) lukewarm, electrifies
(4) wild, shakes
(5) tentative, guides
Answer: (3) lukewarm, electrifies
Explanation: Football evokes a *lukewarm* response in India compared to cricket, that almost *electrifies* the nation.
Please note: Few meanings:
Lukewarm- indifferent
Electrifies- thrill, amaze
For other options:
Magnifying- enlarging, intensifying
Manipulates- change
Fascinating- interesting, spellbinding
Forbid- prohibit an action
Tentative- conditional, experimental
Q2: COMPREHENSION
Read the following passage carefully and answer the questions given below it:
The Reserve Bank of India (RBI) stipulated that debit cards would be issued to customers having Savings Bank and Current Accounts but not to cash credit or loan account holders. Banks may issue only online debit cards, including co-branded debit cards where there is an immediate debit to the customers’ account, and where straight through processing is involved.
Banks are, henceforth, not permitted to issue offline-debit cards. Banks which are now issuing offline debit cards may conduct a review of their offline debit card operations and discontinue operations of such cards within a period of six months from the date of the circular issued.
Banks were also asked to ensure that customers were duly informed regarding switching over to online debit cards. However, till such time as offline cards were phased out, the outstanding balances / unspent balances stored on the cards would be subject to computation of reserve requirements.
As per the notification, no bank shall dispatch a card to a customer unsolicited, except in the case where the card is a replacement for a card already held by the customer. Each bank shall make available to the cardholders in writing, a set of contractual terms and conditions governing the issue and use of such a card. These terms shall maintain a fair balance between the interests of the parties concerned and shall be expressed clearly.
The terms shall specify that the bank shall be responsible for direct losses incurred by a cardholder due to a system malfunction directly within the bank’s control. However, banks would not be held liable for any loss caused by a technical breakdown of the payment system if the breakdown of the system was recognisable for the cardholder by a message on the display of the device or otherwise known. The responsibility of the bank for the non-execution or defective execution of the transaction is limited to the principal sum and the loss of interest subject to the provisions of the law governing the terms.
With a view to reducing the instances of misuse of lost/stolen cards, the apex bank asked banks to issue cards with photographs of the cardholder or any other advanced methods that may evolve from time to time. Banks should undertake review of their operations/issue of debit cards on half-yearly basis. The review would include, inter-alia, card usage analysis, including cards not used for long duration due to their inherent risks.
Banks were asked to ensure to put in place an effective mechanism for redressal of customer complaints. The name, designation, address and contact number of important executives as well as the grievance redressal officer of the bank may be displayed on the website. Also, there should be a system of acknowledging customers’ complaints for follow-up, such as complaint number / docket number.
Q.1. Why have banks been asked to discontinue their offline debit card operations?
(1) Offline debit card issuing system has been facing problems for quite sometime
(2) As per the new circular, debit cards will be issued online only
(3) Banks should make use of the latest technology available
(4) With offline debit card system any transaction takes a long time.
(5) None of these
Answer: (2) As per the new circular, debit cards will be issued online only
Explanation: Please read the lines of first paragraph: "Banks may issue only online debit cards, including co-branded debit cards: "So, it's clear that "debit cards will be issued online only".
Also, it's written: "Banks which are now issuing offline debit cards may conduct a review of their offline debit card operations and discontinue operations of such cards within a period of six months from the date of the circular issued." Hence, this is: "As per the new circular"
Therefore, "Banks have been asked to discontinue their offline debit card operations because as per the new circular, debit cards will be issued online only."
Q3: Spotting-Error:
While one part of the TV programme carried the football game, the (1)/ other part shows the (2)/ training(3)/ of the tennis(4)/ No Error(5)
In the following sentence there are two blank spaces. Below each five pairs of words have been denoted by numbers (1), (2), (3), (4) and (5). Find out which pair of words can be filled in the blanks in order to make a meaningful sentence:
Football evokes a ________ response in India compared to cricket, that almost _____the nation.
(1) magnifying, manipulates
(2) fascinating, forbids
(3) lukewarm, electrifies
(4) wild, shakes
(5) tentative, guides
Answer: (3) lukewarm, electrifies
Explanation: Football evokes a *lukewarm* response in India compared to cricket, that almost *electrifies* the nation.
Please note: Few meanings:
Lukewarm- indifferent
Electrifies- thrill, amaze
For other options:
Magnifying- enlarging, intensifying
Manipulates- change
Fascinating- interesting, spellbinding
Forbid- prohibit an action
Tentative- conditional, experimental
Q2: COMPREHENSION
Read the following passage carefully and answer the questions given below it:
The Reserve Bank of India (RBI) stipulated that debit cards would be issued to customers having Savings Bank and Current Accounts but not to cash credit or loan account holders. Banks may issue only online debit cards, including co-branded debit cards where there is an immediate debit to the customers’ account, and where straight through processing is involved.
Banks are, henceforth, not permitted to issue offline-debit cards. Banks which are now issuing offline debit cards may conduct a review of their offline debit card operations and discontinue operations of such cards within a period of six months from the date of the circular issued.
Banks were also asked to ensure that customers were duly informed regarding switching over to online debit cards. However, till such time as offline cards were phased out, the outstanding balances / unspent balances stored on the cards would be subject to computation of reserve requirements.
As per the notification, no bank shall dispatch a card to a customer unsolicited, except in the case where the card is a replacement for a card already held by the customer. Each bank shall make available to the cardholders in writing, a set of contractual terms and conditions governing the issue and use of such a card. These terms shall maintain a fair balance between the interests of the parties concerned and shall be expressed clearly.
The terms shall specify that the bank shall be responsible for direct losses incurred by a cardholder due to a system malfunction directly within the bank’s control. However, banks would not be held liable for any loss caused by a technical breakdown of the payment system if the breakdown of the system was recognisable for the cardholder by a message on the display of the device or otherwise known. The responsibility of the bank for the non-execution or defective execution of the transaction is limited to the principal sum and the loss of interest subject to the provisions of the law governing the terms.
With a view to reducing the instances of misuse of lost/stolen cards, the apex bank asked banks to issue cards with photographs of the cardholder or any other advanced methods that may evolve from time to time. Banks should undertake review of their operations/issue of debit cards on half-yearly basis. The review would include, inter-alia, card usage analysis, including cards not used for long duration due to their inherent risks.
Banks were asked to ensure to put in place an effective mechanism for redressal of customer complaints. The name, designation, address and contact number of important executives as well as the grievance redressal officer of the bank may be displayed on the website. Also, there should be a system of acknowledging customers’ complaints for follow-up, such as complaint number / docket number.
Q.1. Why have banks been asked to discontinue their offline debit card operations?
(1) Offline debit card issuing system has been facing problems for quite sometime
(2) As per the new circular, debit cards will be issued online only
(3) Banks should make use of the latest technology available
(4) With offline debit card system any transaction takes a long time.
(5) None of these
Answer: (2) As per the new circular, debit cards will be issued online only
Explanation: Please read the lines of first paragraph: "Banks may issue only online debit cards, including co-branded debit cards: "So, it's clear that "debit cards will be issued online only".
Also, it's written: "Banks which are now issuing offline debit cards may conduct a review of their offline debit card operations and discontinue operations of such cards within a period of six months from the date of the circular issued." Hence, this is: "As per the new circular"
Therefore, "Banks have been asked to discontinue their offline debit card operations because as per the new circular, debit cards will be issued online only."
Q3: Spotting-Error:
While one part of the TV programme carried the football game, the (1)/ other part shows the (2)/ training(3)/ of the tennis(4)/ No Error(5)
Answer: (2)
Correct: While one part of the TV programme carried the football game, the (1)/ other part *showed* the (2)/ training(3)/ of the tennis(4)/ No Error(5)
Explanation: "Showed" should replace "shows" because the sentence is in past tense.
Q4: Which of phrases given below sentence should replace the phrase in asterisk to make it grammatically correct? If the sentence is correct as it is, mark ‘E’ as the answer.
You have *infinity rich by your reach.*
A) infinitely rich among reach.
B) infinite riches within your reach.
C) infinity rich within your rich.
D) infinites rich among your reaching
E) No Correction Required
A) infinitely rich among reach.
B) infinite riches within your reach.
C) infinity rich within your rich.
D) infinites rich among your reaching
E) No Correction Required
Answer: B) infinite riches within your reach.
Correct: You have *infinite riches within your reach.*
Explanation: "Reaches" means "material wealth"
Q5: Rearrange the following six sentences (A), (B), (C), (D), (E) and (F) in the proper sequence to form a meaningful paragraph:
(A) It is therefore a contributing factor to the growth of landfills and waterway pollution, both of which are costly and energy-intensive to solve.
(B) Making an effort to use those resources and avoid polystyrene ones can help to decrease your environmental impact.
(C) Non-biodegradable essentially means that any polystyrene that makes its way into a landfill will stay there indefinitely, never breaking down and returning to the earth.
(D) Polystyrene, as a product, is very convenient to use, but it has some important effects we should consider when making choices as consumers,
(E) While recycling polystyrene material can cushion the environmental blow of its use, alternatives are available that are created from renewable resources and biodegrade more readily.
(F) For example, while polystyrene has some excellent uses and is technically recyclable, it is not a substance that biodegrades.
Answer: DFCAEB
The correct rearrangement is:
(D) Polystyrene, as a product, is very convenient to use, but it has some important effects we should consider when making choices as consumers,
(F) For example, while polystyrene has some excellent uses and is technically recyclable, it is not a substance that biodegrades.
(C) Non-biodegradable essentially means that any polystyrene that makes its way into a landfill will stay there indefinitely, never breaking down and returning to the earth.
(A) It is therefore a contributing factor to the growth of landfills and waterway pollution, both of which are costly and energy-intensive to solve.
(E) While recycling polystyrene material can cushion the environmental blow of its use, alternatives are available that are created from renewable resources and biodegrade more readily.
(B) Making an effort to use those resources and avoid polystyrene ones can help to decrease your environmental impact.
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