1. NEFT: It stands for National Electronic Fund Transfer.
Maan lijiye... Aapko apne kisi dost ko paise bhejne hain... aapka bank account (say) SBI mein hai and dost ka bank account PNB mein hai... Then interbank(ek bank se dusre bank mein) money transfer ke liye Neft use hogi.
Yaad rakhiye... Neft ke case mein money transfer ki koi limit nahi hai...Means...neft can be used for transferring 1 rupee or 10 lakh rupees(say).
2. Rtgs: Rtgs bhi neft ki tarahan hi hoti hai...same functioning...i.e. interbank money transfer...
It stands for Real Time Gross Settlement...
Rtgs mein money ek dam (jaldi) transfer ho jaati hai... but neft mein money ek dam (bahut quickly) transfer nahi hoti...
Yaad Rakhein ki Rtgs tabhi karayi jaa sakti hai jab money transfer 2,00,000 rupees yaan usse jyada ho.
Maan lijiye... Aapko apne kisi dost ko paise bhejne hain... aapka bank account (say) SBI mein hai and dost ka bank account PNB mein hai... Then interbank(ek bank se dusre bank mein) money transfer ke liye Neft use hogi.
Yaad rakhiye... Neft ke case mein money transfer ki koi limit nahi hai...Means...neft can be used for transferring 1 rupee or 10 lakh rupees(say).
2. Rtgs: Rtgs bhi neft ki tarahan hi hoti hai...same functioning...i.e. interbank money transfer...
It stands for Real Time Gross Settlement...
Rtgs mein money ek dam (jaldi) transfer ho jaati hai... but neft mein money ek dam (bahut quickly) transfer nahi hoti...
Yaad Rakhein ki Rtgs tabhi karayi jaa sakti hai jab money transfer 2,00,000 rupees yaan usse jyada ho.
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