Saturday, 12 August 2017

Whats-App Discussion SBI/IBPS PO English Discussion 12/8/2017(Saturday)

Q1 to Q10: Spotting errors

Q1)As someone who grew up under the shadow / of 1984, George Orwell’s cult classic / , I have always been terrified / of been reduced to a cipher. / No error
1) As someone who grew up under the shadow
2) of 1984, George Orwell’s cult classic
3) I have always been terrified
4) of been reduced to a cipher.
5) No error
Answer & Explanation
Answer – 4)
Explanation: Replace ‘been’ with ‘being’
Although they are both forms of the primary auxiliary verb be, they are used in different grammatical structures. The word been is the past participle form of be. It is used after have. The word being is the present participle form of the verb be.


Q2)A microchip implanted today, or a card / issued could easily, in theory, be / misused in the future in ways far / more invasive than you and me can imagine. / No error
1) A microchip implanted today, or a card
2) issued could easily, in theory, be
3) misused in the future in ways far
4) more invasive than you and me can imagine.
5) No error
Answer & Explanation
Answer – 4)
Explanation: Replace ‘me’ with ‘i’.
the correct sequence of pronoun will be ‘you and i’


Q3)Given this context, MPC decision / is welcome but it is unlikely / to make a meaningful / difference to the economy. / No error
1) Given this context, MPC decision
2) is welcome but it is unlikely
3) to make a meaningful
4) difference to the economy.
5) No error
Answer & Explanation
Answer – 1)
Explanation: Replace ‘MPC decision’ with ‘MPC’s decision’
use apostrophe for possession.


Q4)On the other side, interest rates for / borrowers have not declined / proportionately on account of / the bad loans plaguing bank. / No error
1) On the other side, interest rates for
2) borrowers have not declined
3) proportionately on account of
4) the bad loans plaguing bank.
5) No error
Answer & Explanation
Answer – 4)
Explanation: Replace ‘bank’ with ‘banks’


Q5)There has been more activity from non-banking / financial intermediaries and India’s / top companies have been able / to benefit from the current environment. / No error
1) There has been more activity from non-banking
2) financial intermediaries and India’s
3) top companies have been able
4) to benefit from the current environment.
5) No error
Answer & Explanation
Answer – 5)
Explanation: No error
Given sentence is correct.


Q6)Part of the problem can be trace to the collapse / in global trade following the financial / crisis, but there are levers the / government can use to improve the situation. / No error
1) Part of the problem can be trace to the collapse
2) in global trade following the financial
3) crisis, but there are levers the
4) government can use to improve the situation.
5) No error
Answer & Explanation
Answer – 1) 
Explanation: Replace ‘can be trace’ with ‘can be traced’
‘Can/could + be + V3 form’ will be correct sequence.


Q7)The immediate need is to carry / through with the resolution / process of bad loans following / the promulgation of a ordinance in May. / No error
1) The immediate need is to carry
2) through with the resolution
3) process of bad loans following
4) the promulgation of a ordinance in May.
5) No error
Answer & Explanation
Answer – 4)
Explanation: Replace ‘a’ with ‘an’
“a” is used before words that start with a consonant sound and “an” is used before words that start with a vowel sound.


Q8)This must be supplemented with / measures to ease doing business, / which would substantially / improve the investment climate. / No error
1) This must be supplemented with
2) measures to ease doing business,
3) which would substantially
4) improve the investment climate.
5) No error
Answer & Explanation
Answer – 5)
Explanation: No error
Given sentence is correct.


Q9)The open letter written by over 100 armed forces veterans / that decried stifling of dissent and diversity / is a fine tribute to the Constitution of / India and pluralist values that it uphold. / No error
1) The open letter written by over 100 armed forces veterans
2) that decried stifling of dissent and diversity
3) is a fine tribute to the Constitution of
4) India and pluralist values that it uphold.
5) No error
Answer & Explanation
Answer – 4)
Explanation: Replace ‘uphold’ with ‘upholds’
Use “s” for present tense subject/verb agreement. Add “s” on the end of a verb in present tense to agree with the singular “he,” “she,” “it” or “name” subject .


Q10)The ongoing attempts to cast / complementary facets of a democracy as / mutually antagonistic are rendered / infructuous by this letter. / No error
1) The ongoing attempts to cast
2) complementary facets of a democracy as
3) mutually antagonistic are rendered
4) infructuous by this letter.
5) No error
Answer & Explanation
Answer – 5)
Explanation: No error







Whats-App Discussion SBI/IBPS PO GK 12/8/2017(Saturday)

Q1:  Who has been appointed as new chairman of Bombay Stock Exchange?
A  Harish Swarup
B  Gowtham Swarup
C  Mohan Swarup
D  Dhirendra Swarup

Ans: option D
 Swarup, who was a public interest director at the BSE, replaces incumbent Sudhakar Rao. Swarup, former 


Q2: . Who is Asia’s second-richest man?
A  Ratan Tata
B  Mukesh Ambani
C  Anil Ambani
D  Uday Kotak

Ans:  option B
Also the chairman of Reliance Industries Limited (RIL)


Q3:  The government has constituted a 10 member committee to recommend a framework for securing personal data in the increasingly digitised economy, Committee is headed by ___________
A  Justice Nawaz
B  Justice R M Lodha
C  Justice B N Srikrishna
D  Justice Sharma

Ans:  option C


Q4:  C. P Gurnani re-appointed as the Managing Director & CEO of ___________
A  Tech Mahindra
B  TCS
C  Oracle
D  Wipro

Ans:  option A


Q5:  ‘Rajaswa Gyansangam’ is going to be held on 1st and 2nd September, 2017 at Vigyan Bhawan in __________
A  Mumbai
B  Hyderabad
C  New Delhi
D  Bangalore

Ans:  option C


Q6:   Amazon Prime Video has signed deal with Bollywood star _________to premiere his all future films first exclusively on Amazon Prime Video right after the theatrical release
A  Aamir Khan
B  Salman Khan
C  Shah Rukh Khan
D  Akshay Kumar

Ans:  option B


Q7:   The government has launched a portal, __________ to provide a platform to sell agricultural produce
A  e-KaRAM
B  e-TaKAM
C  e-BaRAM
D  e-RaKam

Ans:  option D
The government has launched a portal, e-RaKAM, to provide a platform to sell agricultural produce. The portal is a joint initiative by state-run-auctioneer MSTC and Central Warehousing Corporation arm CRWC. Launching the portal with Steel Minister Chaudhary Birender Singh, Consumer Affairs, Food & Public Distribution Minister Ram Vilas Paswan said the effort should be to auction 20 lakh tonnes of pulses in the first phase through the platform.


Q8:  The Government has approved establishment of Post Graduate Institutes for Research in Yoga and Naturopathy in __________________
A  Andra Pradesh and Jammu and Kashmir
B  Bihar and Jharkhand
C  Karnataka and Haryana
D  Assam and Gujarat

Ans:  option C(Karnataka and Haryana)


Q9:  What is the Repo Rate as on 02 August 2017?
A  6.00%
B  6.25%
C  6.50%
D  5.75%

Ans:  option A(6.00%)


Q10:    India and ________have signed a bilateral agreement for the transfer of sentenced persons, thus deepening humanitarian cooperation between the two countries
A  Sri Lanka
B  Bangladesh
C  Sudan
D  Somalia

Ans:  option D
 The agreement was signed between External Affairs Minister Sushma Swaraj and Foreign Minister of the Federal Republic of Somalia Yusuf Garaad Omar.


Q11:   Which country has formally opened its first overseas military base in Djibouti with a flag raising ceremony and military parade?
A  India
B  China
C  Russia
D  Japan

Ans:  option B  (China)


Q12:  The US senate confirmed the appointment of __________as the Director of Federal Bureau of Investigation (FBI)
A  David Alice
B  Richard Wade
C  Michael Fleming
D  Christopher Wray

Ans:  option D(Christopher Wray)


Q13:  Sam Shepard, the Pulitzer Prize-winning playwright and Oscar-nominated actor who passed away recently, he was from ___________
A  USA
B  UK
C  Russia
D  Germany

Ans:  option A( USA)


Q14:  Which payment bank has announced a strategic partnership with Hindustan Petroleum Corporation Limited (HPCL)?
A  Fino Payments Bank
B  Paytm Payments Bank
C  Airtel Payments Bank
D  India Post Payments Bank

Ans:  option C(Airtel Payments Bank)
It has tied up with Hindustan Petroleum Corporation Limited for enabling all its petrol stations that are typically cash surplus to be used as ATM points for customers of the bank. Airtel Payments Bank CEO Shashi Arora.


Q15:  E-commerce company _________has completed the merger with eBay India’s operations
A  Amazon
B  Flipkart
C  Snapdeal
D  Shopclues

Ans:  option B
Flipkart CEO Kalyan Krishnamurthy



Q16: India is allowed to construct hydroelectric power facilities on tributaries of the Jhelum and Chenab rivers with certain restrictions under the__________ Indus Waters Treaty (IWT).
a. 1962
b. 1963
c. 1965
d. 1960
Correct answer :1960
Explanation: The Indus Waters Treaty (English) or सिंधु जल - संधि (Hindi) is a water-distribution treaty between India and Pakistan, brokered by the World Bank (then the International Bank for Reconstruction and Development). The treaty was signed in Karachi on September 19, 1960 by Prime Minister of India Jawaharlal Nehru and President of Pakistan Ayub Khan.


Q17: Who is India's Chief Information Commissioner?
a. R K Mathur
b. M K Mathur
c. S K Mathur
d. A K Mathur
 Answer: RK Mathur


Q18: How many Tatkal Tickets are processed by IRCTC in a day?
a. 140,000
b. 130,000
c. 150,000
d. 120,000
 Correct answer:130,000
Explanation:Indian Railway Catering and Tourism Corporation (IRCTC) .To meet the urgent requirement of the passengers who plan their journey at short notice, Tatkal reservation facility has been provided in  all Mail/Express trains including special trains. Tatkal facility introduced in executive class of Shatabdi Express trains also from 01-10-2009, which can be booked even on Internet.
The advance reservation period under this scheme is one day excluding the day of journey.


Q19: The 2017 meeting of BRICS Trade Committee was held in
a. Shanghai
b. Beijing
c. Hong Kong
d. Jinan
Correct answer:Shanghai, China
 Explanation: BRICS countries include- Brazil, Russia, India, China, and South Africa.
 The 7th Meeting of BRICS Trade Ministers was held in Shanghai, China. A six-member delegation led by Commerce and Industry Minister Smt. Nirmala Sitharaman.


Q20: What is RBI's current SLR?
A. 21.50%
B. 20%
C. 20.50%
D..21%
 Correct answer: 
Other information:SLR: 20%
Reverse repo rate :            5.75%
Marginal Standing facility rate: 6.25%

Q21: Who is the chairman of SEBI's committee set up on 'fair market conduct' ?
a. R K Viswanathan
b. T K Viswanathan
c. V K Viswanathan
d. M K Viswanathan
Correct answer:TK Vishwanathan 
Explanation:The panel, under the chairmanship of former law secretary T K Viswanathan, would suggest measures for improvement in PIT (Prohibition of Insider Trading) norms, PFTUP (Prohibition of Fraudulent and Unfair Trade Practices) regulations and mainly related to 'trading plans' and handling of 'unpublished price sensitive information' during takeovers.


Q22: Who has been named new secretary general of the Federation of Indian Chambers of Commerce and Industry?
a. Sanjaya Baru
b. Kuldeep Singha
c. Rajendra Nath
d. Jainath Rai
Correct answer:Sanjaya Baru


Q23: Who has been recently elected as the interim Prime Minister of Pakistan ?
Correct ans:Shahid khaqan abbasi



Q24: Which city to host the 2024 Summer Olympics?
[A] Los Angeles
[B] London
[C] Paris
[D] NewParis
Correct Answer: C [Paris]
Answer Explanation:
The International Olympic Committee (IOC) has recently announced that the 2024 Summer Olympics will be hosted by Paris in France, which is scheduled to be held from August 8-18. Beside this, the IOC has also announced that the 2028 Olympic Games and Paralympic Games to be hosted by Los Angeles (United States). Both the decisions will be ratified at the 131st IOC Conference in Lima, Peru on September 13, 2017. The IOC decision means that Los Angeles will become a three-time Olympic city, after hosting the 1932 and 1984 Games – and Paris, which held the Games in 1900 and 1924, will host a centenary celebration in 2024.


Q25: What is the India’s rank in the 2017 Digital Evolution Index (DEI)?
[A] 53rd
[B] 64th
[C] 29th
[D] 35th
Correct Answer: A [53rd]
Answer Explanation:
India has been ranked 53rd among 60 countries in the 2017 Digital Evolution Index (DEI). The list is topped by Norway, followed by Sweden, Switzerland, Denmark and Finland. The Fletcher School at Tufts University, in partnership with Mastercard, presented the Digital Evolution Index (DEI) 2017. The Index is a comprehensive research that tracks the progress of the digital economy across 60 countries, taking into account more than 100 different indicators across four key drivers: supply, consumer demand, institutional environment, and innovation. It reflects the state and rate of digital evolution on the one hand, while also identifying avenues for investment, innovation and policy priorities.

Friday, 11 August 2017

Whats-App Discussion SBI/IBPS PO Computer 11/8/2017(Friday)

Q1: When one computer provides services to another computer, the environment is a(n) ___________ infrastructure
a) Independent
b) Client
c) Server
d) Both b and c
Answer d) Both b and c.


Q2.  HCI is the study of how people interact with computers and to what extent computers are or are not developed for successful interaction with human beings. Expand HCI?
a) Hierarchical Computer Intercation
b) High Computer Intercation
c) Human Computer Intercation
d) Human Computer Information
Answer c) Human Computer Interaction


Q3. What do you see when you click the right mouse button?
a) A special menu
b) Nothing will show
c) The tab will close
d) The same effect as the left click
Answer a) A special menu.


Q4: Compilers and interpreters are themselves _________________
a) Hardwares
b) Devices
c) Machine Language
d) Programs
Answer d) Programs.


Q5: The term “host” with respect to the internet, means ______________
a) A large collection of computers
b) A main computer for all computers
c) A computer that is connected to the Internet
d) None of these
Answer c) A computer that is connected to the Internet.


Q6: HPFS ("High Performance File System") is a file system created specifically for the OS/2 operating system to improve upon the limitations of the FAT file system. Expand HPFS?
a) Human Perfomance File System
b) High Perfomance File System
c) High Protocol File System
d) High Perfomance File Storage
Answer b) High Perfomance File System.


Q7: Which of the following keyboard short-cut is used to center the paragraph?
a) Ctrl + E
b) Ctrl + C
c) Ctrl + M
d) Ctrl + P
Answer a) Ctrl + E.


Q8: A(n)________allows you to access your e-mail from anywhere?
a) message board
b) data
c) webmail interface
d) All of the above
Answer c) webmail interface.


Q9: BER is the number of bit errors per unit time. Expand BER?
a) Byte Error Rate
b) Bit Error Riser
c) Bit Error Rate
d) Bit Error Registry
Answer c) Bit Error Rate.


Q10:  Auxiliary storage is _______________?
a) Primary storage
b) Processing device
c) Secondary storage
d) None of these
Answer c) Secondary storage.

Whats-App Discussion SBI/IBPS PO GK 11/8/2017(Friday)

Q1: In an attempt to promote innovation and entrepreneurship in agriculture, Government launched “AGRI UDAAN”- Food and Agribusiness Accelerator 2.0 programme in _______on August 4, 2017.
1.Varanasi
2.New Delhi
3.Bhopal
4.Amritsar
5.Karnal
Ans: 2. New DELHI


Q2: Which State Government has informed that it has decided to implement compulsory retirement of the non-performing teachers, head masters and education department officials above the age of 50?
1.Madhya Pradesh
2.Uttar Pradesh
3.Andhra Pradesh
4.Bihar
5.Rajasthan
Ans: BIHAR


Q3: India’s first dedicated helicopter-taxi (heli-taxi) service will be launched in which city?
1.New Delhi
2.Mumbai
3.Chennai
4.Bengaluru
5.Kolkata
Ans: 4. BENGALURU


Q4: Which among the following has become the first Arab country to offer permanent residency to selected non-citizens?
1.UAE
2.Qatar
3.Oman
4.Kuwait
5.Bahrain
Ans: QATAR


Q5: On August 4, 2017, Finance Minister Arun Jaitley launched a new Exchange Traded Fund (ETF) under the name ______, comprising shares of 22 companies from 6 sectors of the economy.
1.GOI 22
2.NextGen 22
3.PSU 22
4.Bharat 22
5.India 22
Ans: 4. BHARAT 22


Q6: Who among the following has topped this year’s Forbes ranking of the highest paid author?
1.Dan Brown
2.J K Rowling
3.Stephen King
4.John Grisham
5.Christopher Cooper
Ans: 2. J.K. Rowling


Q7: Who among the following veteran actress has been selected for this year’s Prem Nazir Award?
1.Laxmi
2.Smitha
3.Sharada
4.Priya
5.Anjali

Ans: 3. SHARADA


Q8. Prabhat Kumar, (IFS 1991), presently Ambassador of India to Colombia has been appointed as the next Ambassador of India to:
1.Turkmenistan
2.Mongolia
3.Kazakhstan
4.Bulgaria
5.Austria
Ans: 3. KAZAKHSTAN


Q9: Jyoti Gupta, who was found dead on August 2, 2017, was associated with which sport?
1.Badminton
2.Tennis
3.Cricket
4.Hockey
5.Swimming
Ans: 4. Hockey


Q10: Ministry of electronics and information technology has appointed an expert committee that would study various issues relating to data protection in India and will suggest a draft data protection bill. Who is the head of committee?
Answer: B N Srikrishna

Whats-App Discussion SBI/IBPS PO English Discussion 11/8/2017(Friday)


In the passage given below there are 10 blanks, each followed by a word given in bold. Each blank has four alternative words given in options (A),(B),(C) and (D). You have to tell which word will best suit the respective blank. Mark (E) as your answer if the word given in bold after the blank is your answer i.e “No change required”.

The increasing cost of higher education in the United States has been a --(1)---(contrast) topic for debate in recent decades. American society ---(2)---(denigrate) the importance of education after high school, yet the cost of undergraduate and advanced degrees continually rises at a greater rate than ---(3)----(inflammation).

According to the Advisory Committee on Student Financial Assistance, cost factors
prevent 48% of college-qualified high school graduates from ---(4)----(pursuing) further education (McKeon, 2004, p. 45). The current system requires the majority of students to ----(5)----(dissipate) extensive debt with the expectation that they gain ----(6)----(unprofitable) post-graduate employment to repay their loans.

The cost of higher education raises several ---(7)----(ethical) issues. Among these are the perpetuation of the cycle of debt in American commercial society, the ---(8)----(hypothetical) of differing higher education institutions and cost, and the resulting socioeconomic and racial inequities in college demographics. Both an examination of the current trends and figures and a closer look at a real life example show the troublesome state of higher education and its ---(9)---(affect) on our commercial society.

Research indicates a steep upward trend in the cost of higher education throughout the 20th century. In recent decades, America has witnessed a widening gap between inflation and tuition. An incoming freshman at a typical college ---(10)---(infer) charges for tuition, university fees, books, room and board, and other miscellaneous items.

Q1.
(a)contempt
(b)constant
(c)continuing
(d)contrite
(e) No change required

Answer: (c)continuing
Explanation: continue (verb), gerund or present participle: continuing
Meaning: persist in an activity or process. In the given blank, we need a verb form
(present perfect continuous tense) that express the idea of continuity. hence, 'continuing' is correct word choice. 


Q2.
(a)immaculate
(b)immune
(c)inimical
(d)emphasizes
(e) No change required

Answer: (d) emphasizes
Explanation:"American society "emphasizes" the importance of education after high school".
emphasizes is correct word choice in the given context.
denigrate (verb): criticize unfairly; disparage. denigrate is totally irrelevant word.



Q3.
(a)inflation
(b)inference
(c)innocuous
(d)incongruous
(e) No change required

Answer:(a) inflation
Explanation:inflation meaning: a general increase in prices and fall in the purchasing value
of money. In this sentence, the comparison is done with inflation.
"the cost of undergraduate and advanced degrees continually rises at a greater rate than inflation."
inflammatory (adjective) meaning: relating to or causing inflammation of a part of the body. this is totally out of the context word.



Q4.
(a)prefer
(b)perpetual
(c)perfunctory
(d)predilection
(e) No change required

Answer:(e) No change required
Explanation:pursuing- is correct word choice.
pursue-to carry on or continue (a course of action, a train of thought, an inquiry,
studies, etc.).

Q5.
(a)accrue
(b)accumulate
(c)acrimonious
(d)accredited
(e) No change required

Answer:(b) accumulate
Explanation:accumulate-gather together or acquire an increasing number or quantity of.
accumulate correctly fits in the context of the sentence.
"The current system requires the majority of students to accumulate extensive debt with the expectation that"
dissipate meaning-(with reference to a feeling or emotion) disappear or cause to
disappear. hence, dissipate is totally irrelevant word to fit in this context.



Q6.
(a)lascivious
(b)luscious
(c)lucrative
(d)capricious
(e) No change required

Answer: (c)lucrative
Explanation:lucrative-producing a great deal of profit. according to the context we need
positive word that express profit-making. hence lucrative is correct word choice.

Q7.
(a)amoral
(b)ethereal
(c)exquisite
(d)immoral
(e) No change required

Answer:(e) No change required
Explanation:ethical-elating to moral principles or the branch of knowledge dealing with these. ethical is correct word choice and express the idea correctly conveyed in the sentence.


Q8.
(a)hierarchy
(b)dichotomy
(c)trichotomy
(d)transgression
(e) No change required

Answer:(a)hierarchy
Explanation:hierarchy-a system in which members of an organization or society are ranked according to relative status or authority.
"the hierarchy of differing higher education institutions and cost, and the resulting socioeconomic and racial inequities in college demographics." hierarchy fits in the context of the sentence correctly.



Q9.
(a)arcane
(b)affirmative
(c)effective
(d)effect
(e) No change required

Answer:(d) effect
Explanation: effect is a noun and affect is a verb. in this context, we need a noun form. hence 'effect' is correct word choice.

Q10.
(a)insure
(b)incurs
(c)insist
(d)inflate
(e) No change required

Answer:(b) incurs
Explanation: incur-become subject to (something unwelcome or unpleasant) as a result of one's own behaviour or actions.
infer-deduce or conclude (something) from evidence and reasoning rather than from explicit statements. infers is correct choice.